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Rates

Effective as of 08/22/2011
Rates are subject to change after account is opened
Deposit Account Rates
Account Type Annual Percentage Yield - APY Interest Rate
xxFirst Fund 0.15% 0.15%
xxFirst Fund 2nd tier under $2500.00 0.10% 0.10%
xxRegular Savings 0.10% 0.10%
xxKids Club Savings 0.10% 0.10%
xxChristmas Club Savings 0.15% 0.15%
xxChoice 55 0.15% 0.15%
xxPERSONAL PLUS 0.10% 0.10%
xxNOW Account Business 0.10% 0.10%
xxSuper NOW Account
$100,000.00-over
0.20% 0.20%
xxSuper NOW Account
$50,000.00-$99,999.99
0.15% 0.15%
xxSuper NOW Account
$10,000.00-$49,999.99
0.10% 0.10%
xxNOW Account Personal 0.10% 0.10%
xx1st Premier Money Market
$10,000.00-$49,999.99
0.15% 0.15%
xx1st Premier Money Market
$50,000.00-$99,999.99
0.20% 0.20%
xx1st Premier Money Market
$100,000.00-over
0.30% 0.30%
*MAX REWARD
Balances less than $30,000 if qualifications met
2.10% 2.08%
*Max 2nd tier
$30,000 and over if qualifications are met
0.25% 0.25%
*Max 3rd tier
If qualifications are not met
0.05% 0.05%
*Click on deposit products link to view qualifications.
xx Click on deposit products tab to review minimum balance requirements. Fees may reduce earnings.

Effective as of 12/21/2011
Certificate of Deposit Rates(with a minimun balance of $1000.00) A penalty may be applied for early withdrawal.
Term  APY  RATE 
REGULAR
9 MONTH SPECIAL  0.30%  0.30% 
13 MONTH SPECIAL  0.40%  0.40% 
7 Days  0.05%  0.05% 
30 Days  0.10%  0.10% 
90 Days  0.20%  0.20% 
182 Days  0.30%  0.30% 
12 Months  0.60%  0.60% 
18 Months  0.60%  0.60% 
24 Months  0.80%  0.80% 
30 Months  0.80%  0.80% 
36 Months  1.00%  1.00% 
48 Months  1.20%  1.20% 
60 Months  1.50%  1.50% 
PRIME
7 Days     
30 Days     
90 Days     
182 Days     
12 Months     
18 Months     
24 Months     
30 Months     
36 Months     
48 Months     
60 Months     
JUMBO
7 Days     
30 Days     
90 Days     
182 Days     
12 Months     

IRA Certificate Rates (with a minimun balance of $1000.00)
Term  APY  Rate 
6 Month  0.40%  0.40% 
12 Month  0.60%  0.60% 
18 Month  0.60%  0.60% 
24 Month  0.80%  0.80% 
30 Month  0.80%  0.80% 
36 Month  1.00%  1.00% 
48 Month  1.20%  1.20% 
60 Month  1.50%  1.50% 
Convenience  .50%  .50% 
Preferred  .40%  .40% 
A penalty may be applied for early withdrawal




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2004