Protecting your privacy is important to First National Bank and our employees. We want
you to understand what information we collect and how we use it. In order to provide our
customers with a broad range of financial products and services as effectively and
conveniently as possible, we use technology to manage and maintain customer
information. The following policy serves as a standard for all First National Bank employees
for collection, use, retention, and security of nonpublic personal information.
What Information We Collect
We may collect "non public personal information" about you from the following sources:
*Information we receive from you on applications or other loan and account forms;
*Information about your transactions with us or others; and
*Information we receive from third parties such as credit bureaus.
"Nonpublic personal information" is non public information about you that we obtain in
connection with providing a financial product or services to you. For example, nonpublic
personal information includes inform_tion regarding your account balance, payment history,
and overdraft history.
What Information we Disclose
We are permitted under law to disclose nonpublic personal information about you to other
third parties in certain circumstances. For example, we may disclose nonpublic personal
information about you to third parties to assist us in servicing your loan or account with us,
to government entities in response to subpoenas, and to credit bureaus. We do not
disclose any nonpublic personal information about you to anyone, except as permitted by
If you decide to close your account(s) or become an inactive customer, we will continue to
adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to safegaurd customer information. We restrict access to your personal
and account information to those employees who need to know that information to provide
products or services to you. Employees who violate these standards will be subject to
disciplinary measures. We maintain physical, electronic, and procedural safegaurds that
comply with federal standards to guard your nonpublic personal information.
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