Loan Products
At First National Bank of Pontotoc, we offer a variety of loans to our customers. Whether your
loan needs are business or personal, large or small, long-term or short-term, we are ready to talk
with you about how our loan services can meet your needs. Let us help you find financing appropriate
to your situation.
Personal Loans
Commercial Loans
Real Estate
Mortgage Loans
Student Loans
BUSINESS LOANS
Business Loans – Commercial loans are designed to meet specific needs in the operation of a business.
We urge you to visit us regarding money needs relating to expansion and development, commercial real
estate purchases, new equipment, investment opportunities, etc.
Small Business Loans – We are able to offer commercial loans to small businesses through the Small Business Administration
(SBA), enabling these companies to have access to funds for establishing, expanding or improving business and employment
opportunities.
Sound bank loan policies coupled with careful observance of state and federal lending regulations make First National Bank
your dependable partner in providing a wide range of loan services. We’re home owned and operated, enabling us to provide you
with prompt loan processing and approval. Stop by and allow our loan specialists to work with you on your financial needs. We
look forward to lending you our strength.
All applicants subject to credit approval.
PERSONAL LOANS
Auto Loans – First National Bank offers complete financing services on all types of automobiles,
including both new and late model used cars
Boat and Recreational Loans – First National Bank makes all types of recreational loans … campers,
boats, vans, and even loans to buy recreational equipment and supplies.
Personal Loans – First National Bank can make personal loans that are ideal for paying taxes, medical bills
or loans to see you through emergencies. In fact, a personal loan can be used to consolidate several small debts
into a single monthly payment.
REAL ESTATE LOANS
Regular Mortgage Loans – First National Bank offers home financing for terms up to 15 years. The rate is guaranteed for one year.
Construction Loans – First National Bank is your headquarters for construction loans. We’ll help arrange a loan that lets you
and your family build the home of your dreams.
Home Improvement Loans – First National Bank can make any type of home or property improvement loan. Talk with us about a loan
that helps you add on a room, a deck, even install a new pool.
Other Home Loans - Other loans available through First National Bank and Mississippi National Bankers Bank are as follows:
- Fixed Rate Conventional Mortgage Loans
- Adjustable Rate Mortgage Loans
- Interest Only Seven Year Loans
- 100% Financing Loans
Talk with us about which type of mortgage best suits your budget and borrowing needs.
EDUCATION LOANS
Student Loans - We chose Education Services Foundation (EFS) as our partner. Here’s why you should too:
- money - saving borrower benefits
- convenient online Stafford and PLUS
applications and PLUS Loan Preapproval
- Free college planning to help you find and
secure the assistance you need
- Free Loan Tracker service that allows you
to check your ESF loan status online, anytime
Stop by any of our convenient locations for your student loan packet.
Lender Code: 833575
Phone: 1-800-986-4322
Email: help@esfweb.com
Web: www.money2go2college.com
