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Loan Products

At First National Bank of Pontotoc, we offer a variety of loans to our customers. Whether your loan needs are business or personal, large or small, long-term or short-term, we are ready to talk with you about how our loan services can meet your needs. Let us help you find financing appropriate to your situation.

 

Personal Loans

Commercial Loans

Real Estate

Mortgage Loans

 

REAL ESTATE / MORTGAGE LOANS


Business Loans – Commercial loans are designed to meet specific needs in the operation of a business. We urge you to visit us regarding money needs relating to expansion and development, commercial real estate purchases, new equipment, investment opportunities, etc.

 

Small Business Loans – We are able to offer commercial loans to small businesses through the Small Business Administration (SBA), enabling these companies to have access to funds for establishing, expanding or improving business and employment opportunities.

 

 

PERSONAL LOANS


Auto Loans – First National Bank offers complete financing services on all types of automobiles, including both new and late model used cars

 

Boat and Recreational Loans – First National Bank makes all types of recreational loans … campers, boats, vans, and even loans to buy recreational equipment and supplies.

 

Personal Loans – First National Bank can make personal loans that are ideal for paying taxes, medical bills or loans to see you through emergencies. In fact, a personal loan can be used to consolidate several small debts into a single monthly payment. Our personal loans have no loan amount minimums.

 

REAL ESTATE LOANS


Regular Mortgage Loans – First National Bank offers home financing for terms up to 25 years. The rate is guaranteed for up to five years.

 

Construction Loans – First National Bank is your headquarters for construction loans. We’ll help arrange a loan that lets you and your family build the home of your dreams.

 

Home Improvement Loans – First National Bank can make any type of home or property improvement loan. Talk with us about a loan that helps you add on a room, a deck, even install a new pool.

 

Other Home Loans - Other loans available through First National Bank and Bankers Mortgage Center are as follows:

  • Fixed Rate Conventional Mortgage Loans
  • Refinances
  • Adjustable Rate Mortgage Loans
  • Home Improvement Loans
Talk with us about which type of mortgage best suits your budget and borrowing needs.


© First National Bank
2004