At First National Bank of Pontotoc, we offer a variety of loans to our customers. Whether your
loan needs are business or personal, large or small, long-term or short-term, we are ready to talk
with you about how our loan services can meet your needs. Let us help you find financing appropriate
to your situation.
REAL ESTATE / MORTGAGE LOANS
Business Loans Commercial loans are designed to meet specific needs in the operation of a business.
We urge you to visit us regarding money needs relating to expansion and development, commercial real
estate purchases, new equipment, investment opportunities, etc.
Small Business Loans We are able to offer commercial loans to small businesses through the Small Business Administration
(SBA), enabling these companies to have access to funds for establishing, expanding or improving business and employment
Auto Loans First National Bank offers complete financing services on all types of automobiles,
including both new and late model used cars
Boat and Recreational Loans First National Bank makes all types of recreational loans
boats, vans, and even loans to buy recreational equipment and supplies.
Personal Loans First National Bank can make personal loans that are ideal for paying taxes, medical bills
or loans to see you through emergencies. In fact, a personal loan can be used to consolidate several small debts
into a single monthly payment. Our personal loans have no loan amount minimums.
REAL ESTATE LOANS
Regular Mortgage Loans First National Bank offers home financing for terms up to
25 years. The rate is guaranteed for
Construction Loans First National Bank is your headquarters for construction loans. Well help arrange a loan that lets you
and your family build the home of your dreams.
Home Improvement Loans First National Bank can make any type of home or property improvement loan. Talk with us about a loan
that helps you add on a room, a deck, even install a new pool.
Other Home Loans - Other loans available through First National Bank are as follows:
Talk with us about which type of mortgage best suits your budget and borrowing needs.
- Fixed Rate Mortgage Loans up to five years
- Adjustable Rate Mortgage Loans
- Home Improvement Loans