Online Banking  
Access Id: 1st Home Banker
    1st Executive Banker  
                                        First Time User



About Us

 Privacy Notice




 Internet Security

Enroll in our new "FNB Mobile" today!  Continue with your Electronic Banking Login for more information.

Transfers initiated after 2:00p.m. will be processed the following business day.

For security purposes, if you fail to access your Electronic Banking account within 180 days, you will be required to enroll as a First Time User.


First National Bank offers consumers multiple layers of security protection against fraud, including Visa's Zero Liability policy, the cardholders' ultimate protection.  With Zero Liability, consumers are not responsible for any unauthorized purchases made with their Visa cards. Security breaches have become more commonplace in the card industry. You, the consumer, are not liable for credit or debit card fraud. Here are a few standards for protecting and maintaining card date:

  • Review your account activity frequently - either online or over the phone - and immediately report any suspicious card activity back to the bank.
  • Regularly check your credit report for incorrect information. You are entitled to one free copy of your credit report every year at or by calling 1-877-322-8228.
  • Shop with merchants you know. If a deal seems too good to be true, it probably is.
  • Destroy all receipts before discarding them since some of them may have your card number reprinted on them.
  • Guard your card - do not use it as collateral or give out your card number to someone calling on the phone, unless you initiated the call for a purchase.



First National Bank does not send out "Free Messages" or any other messages from a Fraud Department. These messages are fraudulent. Please DO NOT RESPOND to them. If you receive any of these messages, please contact our Account Services or our Audit Department at 662-489-1631. 



First National Bank is your full service community bank that has provided Pontotoc County over 110 years of excellent banking service. We have three convenient locations in Pontotoc, one on Main Street, one on Highway 15 North and one in Ecru. It is our goal to continue to provide competitive products, services and community involvement. We strive to honor our motto-"You're important to us, and we prove it!"